Following a discussion at a recent board meeting, I reviewed our club’s public liability insurance to make sure it still covered what we needed it to. It does, so that is all good.
But, it occurred to me that many of you won’t know what this is for or what it means for you as members, so I thought a small explanation might help.
So, your club carries public liability insurance. We have to because we arrange and organise events. In the unlikely event that at our National, for example, someone gets hurt by something that the club has arranged or is involved with, our insurance is there to protect the club and its membership from any potential claims for damages.
Same thing at the big shows like the NEC, we have to have millions of pounds worth of public liability insurance in case, for example, a member of the public trips over our flag base and hurts themselves, the insurance is there to cover any potential costs rather than the club or the members or the Directors being personally liable.
As members, this cover extends to you as well. But ONLY if you are an official Register event.
As a local group, which many of you are active members of, if you organise and run a stand at a local show, then this is an official Register show and therefore you are covered by our public liability insurance. Local Group Leaders, if you need a copy of our certificate for this, please contact me on shows@triumph2000register.co.uk and I will forward you a PDF copy that you can print out if you need it. This must be by Group Leaders only as they are Club Officials.
However, please note. If you attend a show as a private individual, ie not part of an organised Register stand, then your own car insurance needs to be sufficient to cover this. Normally this isn’t an issue but its worth just checking what you have and if it is sufficient. The Register public liability insurance does not cover private individuals at events.
I hope that makes sense, fi you have any questions about this please get in touch but I hope this explains what we have in place and what you need to do.
Alan